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Free U.S. financial calculators

Free Financial Calculators for Smarter Money Decisions

Calculate investments, loan payments, trading risk, retirement savings, returns, and more with fast, free financial tools.

  • Free to Use
  • No Signup Required
  • Fast Calculations
  • Mobile Friendly
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Calculator Categories

Investment Calculators

Project investment growth, measure returns and CAGR, check dividend yield, and track your average cost per share.

Trading Calculators

Plan trades with position sizing, risk/reward, stock profit, drawdown, and forex lot-size math. Informational tools only.

Loan & Debt Calculators

Estimate loan payments, plan debt payoff with the snowball or avalanche method, and check your debt-to-income ratio and credit utilization.

Retirement Calculators

Estimate retirement savings, 401(k) growth with employer matching, Roth and Traditional IRA balances, and how much to contribute.

Tax Calculators

Estimate federal income tax, take-home pay, self-employment tax, and capital gains tax using clearly labelled IRS data for each tax year.

Real Estate Calculators

Estimate mortgage payments, how much home you may afford, whether refinancing could pay off, and the cost of renting versus buying.

Savings Calculators

Work out how much to save each month for a goal and how inflation changes the value of your money.

Every tool

All Calculators

All 32 calculators. Filter by category or search by name — every tool is free and runs in your browser. Open the full directory →

Investment

Compound Interest Calculator

See how your money can grow over time with compound interest.

Investment

Investment Calculator

Project how regular investing could grow your portfolio over time.

Investment

ROI Calculator

Measure the return on any investment, including costs and fees.

Trading

Stock Profit Calculator

Calculate profit or loss on a stock trade after commissions.

Trading

Position Size Calculator

Size a trade based on your account balance, risk %, and stop-loss.

Trading

Risk/Reward Calculator

Compare potential risk and reward for a trade setup.

Trading

Drawdown Calculator

Measure the drop from your peak balance and the gain needed to recover.

Loans & Debt

Loan Payment Calculator

Estimate your loan payment, total interest, and amortization schedule.

Loans & Debt

Credit Card Payoff Calculator

Find out how long it takes to pay off a card and what extra payments save.

Retirement

Retirement Calculator

Estimate your retirement savings and what they may be worth after inflation.

Savings

Savings Goal Calculator

Find the monthly amount you need to save to reach a goal on time.

Savings

Inflation Calculator

See how inflation changes the cost of things and the value of a dollar.

Taxes

Capital Gains Tax Calculator

Estimate federal tax on stock, crypto, real estate, or collectible gains.

Taxes

Salary After Tax Calculator

Estimate take-home pay per paycheck after federal tax, FICA, and deductions.

Taxes

Self-Employment Tax Calculator

Estimate self-employment tax, income tax, and quarterly payments.

Taxes

Federal Income Tax Calculator

Estimate federal income tax, your tax bracket, and effective rate.

Retirement

401(k) Calculator

Project your 401(k) balance with your contributions and employer match.

Retirement

Roth IRA Calculator

Estimate your Roth IRA value and its tax-free growth by retirement.

Retirement

Traditional IRA Calculator

Estimate the future value of a Traditional IRA and its after-tax value.

Retirement

Retirement Contribution Calculator

Find how much to save each month to reach your retirement target.

Loans & Debt

Debt Snowball Calculator

Plan debt payoff by paying the smallest balance first.

Loans & Debt

Debt Avalanche Calculator

Plan debt payoff by paying the highest-interest debt first.

Loans & Debt

Debt-to-Income Ratio Calculator

Calculate your front-end and back-end debt-to-income ratio.

Loans & Debt

Credit Utilization Calculator

See how much of your available credit you are using, overall and by card.

Real Estate

Mortgage Calculator

Estimate your monthly mortgage payment with taxes, insurance, and HOA.

Real Estate

Mortgage Affordability Calculator

Estimate how much house you may be able to afford based on income and debts.

Real Estate

Refinance Calculator

Compare your current mortgage with a refinance and find the break-even point.

Real Estate

Rent vs Buy Calculator

Compare the estimated cost of renting versus buying a home.

Investment

CAGR Calculator

Find the compound annual growth rate between two values.

Investment

Dividend Yield Calculator

Calculate dividend yield and your annual and monthly dividend income.

Investment

Stock Average Price Calculator

Find your average cost per share across multiple purchases.

Trading

Forex Position Size Calculator

Calculate forex lot size from account risk and stop-loss distance.

Why use our tools

Clear Numbers, No Strings Attached

Free to Use

Every calculator is free, with no trials, paywalls, or limits on how often you use it.

Private by Design

No signup required. Your calculations are performed locally in your browser and are not stored.

Fast Calculations

Results update instantly as you type, with charts and detailed breakdowns where they help.

Mobile Friendly

Designed for phones first, so you can run the numbers wherever you make decisions.

FAQ

Frequently Asked Questions

Are these financial calculators free?
Yes. Every calculator is free to use with no signup, account, or download required.
Is my financial information stored or shared?
No. Your calculations are performed locally in your browser. The numbers you enter are not sent to our server or saved.
How accurate are the results?
The calculators use standard financial formulas, but results are estimates based on the inputs and assumptions you provide. Real-world outcomes can differ because of fees, taxes, changing rates, and market performance.
Do the calculators work on my phone?
Yes. Every tool is designed mobile-first and works on phones, tablets, and desktop browsers.
Can I share a calculation with someone?
Yes. Use the Share Result button to copy a link that reopens the calculator with the same inputs. The link contains only the values you entered.
Is this financial advice?
No. The tools are for educational and informational purposes only. Consider speaking with a qualified financial professional before making financial decisions.