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Drawdown Calculator

See how far an account has fallen from its high point and what percentage gain it would take to get back to that peak.

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Your Details

The highest value the account reached before the decline.

Your calculations are performed locally in your browser. Nothing you enter is sent or stored.

Your Results

Drawdown —
Dollar Drawdown
—
Recovery Required
—
Remaining Capital (of peak)
—
Change from Starting Balance
—

About the Drawdown Calculator

Drawdown measures the decline from a previous peak to the current value of a trading account or investment portfolio. It is a common way to describe the depth of a losing period.

Because losses and gains are measured from different starting points, recovering from a drawdown takes a larger percentage gain than the percentage lost. A 50% drawdown, for example, needs a 100% gain to recover.

How It Works

The calculator subtracts your current balance from your previous peak to find the dollar drawdown, then divides by the peak to get the drawdown percentage. Recovery required divides the same dollar drawdown by your current balance, because any recovery has to be earned on the smaller balance.

Your starting balance is used to show your overall change since the beginning, which can be positive even while you are in a drawdown from a later peak.

  • 10% drawdown → 11.11% gain to recover
  • 25% drawdown → 33.33% gain to recover
  • 50% drawdown → 100% gain to recover
  • 75% drawdown → 300% gain to recover

Formula

Drawdown percentage
Drawdown % = ((Peak − Current) / Peak) × 100
Recovery required
Recovery % = ((Peak − Current) / Current) × 100
Remaining capital
Remaining % = Current / Peak × 100

Example

An account started at $10,000, climbed to $12,000, and is now worth $9,000.

Inputs

Starting balance
$10,000
Previous peak
$12,000
Current balance
$9,000

Results

Dollar drawdown
$3,000.00
Drawdown
25.00%
Recovery required
33.33%
Change from start
−10.00%

Understanding Your Results

  • Drawdown: How far the account is below its previous peak, as a percentage of that peak.
  • Recovery Required: The percentage gain on the current balance needed to return to the peak.
  • Remaining Capital: The current balance as a share of the peak balance.
  • Change from Starting Balance: Your overall gain or loss since the starting balance.

Frequently Asked Questions

Why is the recovery percentage larger than the drawdown?
The drawdown is measured against the higher peak, but the recovery has to be earned on the smaller current balance. That asymmetry grows as drawdowns get deeper.
What is maximum drawdown?
Maximum drawdown is the largest peak-to-trough decline over a period. To calculate it, enter the highest peak and the lowest balance that followed it.
What happens if my current balance is above the peak?
There is no drawdown. The calculator shows 0% and notes that your current balance is a new peak.
What if my balance is $0?
A $0 balance cannot recover through returns, so recovery required is shown as "Not possible" instead of an infinite number.
Should deposits and withdrawals be included?
For an accurate drawdown, use balances that exclude new deposits and withdrawals, or adjust the peak for them, so the figure reflects performance only.